Tips for Lowering Your Insurance Costs

Charles Specht / July 15, 2015

Cold Formed Steel Design and Lowering Insurance Costs

Cold Formed Steel & Insurance Costs As a senior advisor to the Steel Framing Industry Association regarding matters of insurance and risk management, as it specifically pertains to cold formed steel, I get to dive into project case data in order …

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Charles Specht / October 17, 2013

8 Things Contractors Can Do To Save Money On Their Renewal Insurance Quotes

FYI. This article contains the 2nd best way contractors can save money on their insurance renewal quotes. The smartest way is through Strategic Competitive Bid Management, if you're interested. Construction companies tend to spend a whole lot of …

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Charles Specht / October 17, 2013

How to Assign Markets to Each Broker to Ensure the Best Insurance Quotes at Renewal

Typically, anywhere from about 90-120 days before your insurance policies are due to renew, your telephone probably starts ringing off the hook with brokers who want to work at providing you some insurance quotes. It can be a frustrating time of the …

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Charles Specht / October 16, 2013

15 Reasons Why You Should Hire An Independent Insurance Consultant

An insurance consultant or risk manager can save your company a considerable amount of time, frustration, and thousands of dollars in premium and claims costs. When it comes to bidding out your insurance renewals, having a strategic game plan is …

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“Charles is very knowledgable in all aspects of insurance and he is very quick to find the answers you need to resolve any issues. I have learned a great deal from him about the insurance industry and I am grateful for his honesty and integrity. It is a great pleasure to work with Charles and I look forward to continuing our professional relationship. I would highly recommend him.”

Laura Grabar, CFO
Expert Drywall Systems, Inc.

“Charles has been my main consultant when my company was over 700 employees until now, about 250 employees. He continues to bring good value and I recommend his services without reservation.”

Gino Graziano, CEO
G&G Construction, Inc.

“I first met Mr. Specht when the broker that I had been using decided on specializing in a different area of the business. From the very beginning, Mr. Specht has always been reliable and honest. After doing business with him for several years, I decided on following him when he transitioned over to insurance consulting, and I have never regretted that decision. In my opinion, Mr. Specht is one of the best in the business.”

Lance Smith, CEO
Cold Steel Erectors, Inc.

“I have been very happy with the work Charles Specht has done for me over the years I have known him. He is able to get things done when I need them. Any way you look at it, Charles has been able to get the job done.”

Dan Riley, CEO
Steel Structures, Inc.

“Charles Specht provided me with insight that my insurance broker could not. I had received two seemingly similar policy quotes except one premium was more than triple the other one. Very confused, I reached out to Charles for help. He broke down each quote line by line, he explained the differences and he helped me not only choose the right policy, but also guided me to ask the broker the right questions which resulted in a significant reduction of the premium. I have already recommended him to an investor friend of mine looking for guidance on a huge policy quote he recently received and I would recommend him to anyone else as well.”

Bennett Mason, CEO
Commercial Real Estate Investor